QIF to QBO Converter QIF to QBO Converter
4.5 · 841 votes

Download QIF to QBO Converter tool and Move Quicken Records into QuickBooks

QIF to QBO Converter Software turns Quicken .QIF exports and QuickBooks .IIF files into a Web Connect .qbo, the format the QuickBooks importer actually reads. CSV and a printable PDF come out of the same run, on your own Windows PC.

   
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Windows 11 / 10Free trial, no sign-up
QIF to QBO Converter Screenshot.
You left Quicken with a .QIF file. Quicken imports QIF into asset, liability and cash accounts, but not checking, savings or credit card accounts. QuickBooks does not read QIF. SoftOrbits QIF to QBO Converter reads the .QIF or .IIF export and writes a Web Connect .qbo with a financial institution ID QuickBooks accepts.

How to download and use the QIF to QBO Converter Software

Install it on Windows.
1

Install it on Windows

Download the QIF to QBO Converter Software and run the installer. The institution directory ships with the program, so the bank list is available from the first launch. There is no account to create and nothing gets uploaded.

Load the QIF or IIF file.
2

Load the QIF or IIF file

Drag the file into the window. The program checks its contents first, so a .qif that is really an IIF export is parsed as IIF. A text preview shows the detected encoding and the first rows exactly as the parser read them before anything is written.

Pick your bank.
3

Pick your bank

Open Lookup on the Financial Institution panel and type the bank name or the INTU.BID you already have on hand. Rows with an INTU.BID come first. You can also type the bank code (FI ORG), the FID and the INTU.BID by hand.

Convert, then import.
4

Convert, then import

Choose QBO in the output box and press Convert. In QuickBooks Desktop, use File > Utilities > Import > Web Connect. In QuickBooks Online, upload the file manually in the bank feed. The transactions land in the feed for review, as they do after a bank download.

Neither program wants your QIF.

Neither program wants your QIF

Quicken imports QIF only into asset, liability and cash accounts. Checking, savings, credit card, 401(k) and brokerage accounts have been excluded for many years. QuickBooks has no QIF import. QIF to QBO Converter turns the archive into the format the importer reads.

   
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Import it twice, get one copy

The FITID hash does not include a transaction's position in the file, so adding one row at the top does not renumber the rows below it. DTSERVER comes from the latest date in the document instead of the system clock. Run the same .QIF through the program tomorrow and the bytes are identical, allowing QuickBooks to recognize transactions it already has.

   
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Import it twice, get one copy.
Nothing travels just to change format.

Nothing travels just to change format

It opens your .QIF where it already lies and writes the result beside it. You can run the desktop program on a workstation without internet access, and the result is the same file. For a bookkeeper working under a client confidentiality clause, that is a condition for using a converter.

   
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QIF and IIF, read by content

The program probes every file before parsing because QIF and IIF use different grammars, and an IIF file may be saved as .TXT. The QIF parser handles single-letter codes D, T, P, M and L, the S, E and $ split codes, !Type:Bank, !Type:CCard and !Type:Invst blocks, and several accounts under separate !Account headers. IIF uses !TRNS / !SPL / !ENDTRNS sections with columns read by name. Investment lines survive with either an amount or a quantity.

The bank comes from a list

A directory of 6,839 financial institutions ships with the program. 5,790 pass validation and can go into a .qbo as they are. Lookup searches by name and INTU.BID and returns rows with an INTU.BID first.

A refusal instead of a broken file

QIF to QBO Converter will not write a .qbo without a valid institution ID. Nothing lands on disk, and the error is shown word for word. Validation rejects an empty value, a space in the middle of the ID, an angle bracket or a control character. The 'digits only' rule would reject 92 of the 6,839 institutions, including BB&T and NBCCMD.

Splits that keep the total

Split transactions arrive with their parts. In the CSV output, a split is one row because a parent row plus its parts would double the money in a SUM() column. IIF split lines arrive with their sign inverted, as QuickBooks writes them. The CSV header stays English in every interface language because Excel formulas and import maps use those column names.

Three outputs, one pass

QBO is the default, and the same window also writes CSV for Excel or a printable PDF table, picked in the output box on the Convert page. The .qbo itself is written in CP1252, which is what OFX 1.x defines; declaring UTF-8 in a file QuickBooks is about to read is a guaranteed rejection. Cyrillic that does not fit CP1252 is transliterated and everything else becomes a numeric character reference, so nothing is dropped silently.

See the file before you convert

The preview shows the file before you press Convert. The free trial converts 20 transactions, so you can convert your own .QIF, import it, and inspect what landed in the register.

QIF to QBO Converter
QIF to QBO ConverterDownload the QIF to QBO Converter, run your own .QIF through it, and watch the first 20 transactions land in QuickBooks.
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Who needs QIF to QBO Converter

People leaving Quicken

You are moving your own books to QuickBooks and have a .QIF export. It is a one-time move: the transactions either land correctly, or you retype years of them by hand.

Bookkeepers with a legacy client

A client hands over files from a program nobody runs anymore, often with several accounts inside one .QIF. They need to reach that client's QuickBooks company, split by account, without a week of typing.

Admins preparing files for accounting

You collect .QIF and .IIF files from clients and branch offices and need one predictable import path. The program installs per workstation on Windows and keeps its institution directory as a plain text file. Open it in Notepad to refresh the directory yourself, or point the program at another copy when Intuit changes its bank list.

QIF to QBO Converter
QIF to QBO Converter
Price
from $ 29.99
Version
1.3
File Size
9 Mb
Last updated on
24/09/26
System Requirements
  • Windows 11/10/8.1/8/7 (32/64 bit)
  • Intel i3, AMD Ryzen 5 or above
  • 4 GB of RAM or above
  • NVIDIA® GeForce® series 8 and 8M, Intel® HD Graphics 2000, Quadro FX 4800, Quadro FX 5600, AMD Radeon™ R600, Mobility Radeon™ HD 4330, Mobility FirePro™ series, Radeon™ R5 M230 or higher graphics card with up-to-date drivers
  • 1280 × 768 screen resolution, 32-bit color
  • 1 GB of free hard disk space or above

Frequently Asked Questions

Run the .QIF through QIF to QBO Converter, pick your financial institution and save the .qbo. In QuickBooks Desktop, use File > Utilities > Import > Web Connect and select that file. The transactions arrive in the bank feed as items waiting to be matched, not as posted entries.

Quicken opens it, though not into every kind of account, as described above. Older finance applications and some banks still write QIF. On Windows, the converter can open the file and show its count, encoding and first lines without importing it. Notepad shows the .QIF too, but its single-letter codes are difficult to interpret on their own.

Through the Web Connect import in the File menu, under Utilities. The file needs an institution ID QuickBooks recognizes, and QuickBooks must be recent enough. A version three years old or older will not import .qbo files. Check your version before using the file.

For bank transactions, Web Connect reads .qbo. QuickBooks Online also takes .qfx and a CSV within its own size and column limits, while IIF stays in QuickBooks Desktop for lists and journal entries. The converter reads .QIF and .IIF and produces the .qbo the importer expects. A .qfx you only want to read can be printed as a statement with a QFX to PDF converter.

QuickBooks takes data through a live bank feed, a file you import yourself or typing. A migration from another program is a file task: produce a .qbo the importer accepts, import it, then review the transactions in the feed before matching them.

Yes, through the bank feed as a manual upload rather than through the Desktop menu. The institution ID inside the file still has to be one Intuit knows about, so pick the bank from the directory instead of guessing a number.

Search by INTU.BID as well as by name because the same institution may use a spelling you would not guess. If it is absent, the panel accepts FID and INTU.BID typed by hand, and the common workaround is to use the ID of an institution QuickBooks accepts. The ID tells QuickBooks which downloader to trust, and the program will not write a file with an ID that cannot work.

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Author: SoftOrbits (English)
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Avg. rating: 4.5 from 841 votes
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