QIF to QBO Converter QIF to QBO Converter
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Download QIF to CSV Converter Software for Windows

QIF to CSV Converter Software turns a Quicken QIF archive into a spreadsheet you can sort and sum. Fixed English column header, one row per transaction, a split written as one row carrying its total.

   
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QIF to QBO Converter Screenshot.
A line in a QIF file written in 1998 reads D3/4/26. That is March 4 or it is April 3, and the year could be 1926 as easily as 2026. The Quicken Interchange Format never pinned down the order of month and day. Leading zeroes may be skipped, and the year is legal as four digits, as two, or in the apostrophe form where '6 means 2006. SoftOrbits QIF to CSV Converter tool parses the whole archive before it writes anything, so the reading it settled on is visible while the spreadsheet still does not exist, and not two hours later, once Excel has sorted on it.

How to download and use the QIF to CSV Converter Software

Open the old file.
1

Open the old file

Download QIF to CSV Converter and drop the .qif file onto the window. Every file is probed by content, so an .iif that is really a QIF export still opens as what it really is.

Read the preview before anything is written.
2

Read the preview before anything is written

The preview shows what the parser made of the file. QIF is supposed to be plain ANSI text, so a file re-saved as UTF-8 is worth catching here.

Pick CSV and write it.
3

Pick CSV and write it

Switch the output format box on the Convert page to CSV and run the job. QIF to CSV Converter also writes QIF to QBO for QuickBooks import, so one archive can go to a spreadsheet today and into accounting software next month.

A format with no upgrade path.

A format with no upgrade path

QIF did not lose to a newer version of itself. The industry moved to OFX, which changed dialect halfway through its own life. Versions 1.0 to 1.6 are SGML, the later ones are XML, and the current one is 2.3. Nobody came back to offer your old file an upgrade, and there is no company left to ask. The spreadsheet remains the one destination that does not depend on a vendor still shipping a reader.

   
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The other option is typing it in again

A client can hand over years of history in one old file, with every row waiting to be re-keyed and the sort order fixed afterwards. QIF to CSV Converter Software turns the archive into a table in one pass.

   
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The other option is typing it in again.
Old years, back in the tools you already use.

Old years, back in the tools you already use

Once the archive is a CSV, it is a table. Excel, Google Sheets and LibreOffice all open it. Sort the whole run, pivot on any column, chase one payee through it, or compare an old period with a statement you found in a drawer. Until it is a CSV, the archive cannot be checked row by row. To read it rather than sort it, print a QIF export as a paginated report.

   
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What your spreadsheet gets

The header is a contract

The column header is fixed English in every locale and does not shrink when a field is empty. Converters that drop empty columns give you a different header from one file to the next, breaking Excel formulas and import maps keyed to column names. A workbook pointed at these names in January still finds them in June.

A split stays one transaction

A split is written as a single row, with Amount carrying the transaction total and no extra line items beside it. Expanding every split creates a parent row and its pieces under the same SUM, doubling the total. QIF to CSV Converter keeps the split in one row.

Two readings of the same date

Nothing in the QIF specification says whether the month or the day comes first. So 03/04/2026 inside a QIF file can be two different dates. Taken the wrong way round, it never throws an error. It just sorts.

Shares are not money

An investment record carries either an amount or a quantity, never both in the same field. A share split or a ShrsIn moves units, not money. Putting those units in the Amount column gives you a total that is arithmetically perfect and financially nonsense.

Several accounts, one file

Old exports often carry more than one account, marked by !Account headers, with !Type:Bank, !Type:CCard or !Type:Invst identifying each account. Each stays separate in the output instead of collapsing into one pile of rows.

What the parser saw, before you write

Before a byte goes to disk, the preview reports the number of recognized transactions, the detected encoding and a sample of the parsed rows. Quicken will not read a QIF saved as UTF-8 correctly. A file that has been through a modern text editor deserves a second look.

QIF to QBO Converter
QIF to QBO ConverterDownload the QIF to CSV Converter Software, open the file nothing else will read, and check the preview before the spreadsheet exists.
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Who needs QIF to CSV Converter Tool

For catch-up and cleanup work

You take on books left alone for years, and the history arrives in whatever the client had at the time: an old QIF export from a program nobody sells anymore, often with a folder of statements beside it. The QIF becomes a table here; for the paper side there is PDF statements into CSV.

For the owner of the archive

You still have the file, but no longer have the program, and nobody is going to sell you a license for something that stopped shipping years ago. A QIF file converter gets those years back without reinstalling anything from that era.

For a bookkeeper inheriting history

A new client brings the past along. Before you reconcile a month, you need the old transactions in a shape your working file accepts, with the totals still adding up exactly as before. The client usually wants a copy of the same period too, and the answer is to turn a CSV into a document you can hand over.

QIF to QBO Converter
QIF to QBO Converter
Price
from $ 29.99
Version
1.3
File Size
9 Mb
Last updated on
23/09/26
System Requirements
  • Windows 11/10/8.1/8/7 (32/64 bit)
  • Intel i3, AMD Ryzen 5 or above
  • 4 GB of RAM or above
  • NVIDIA® GeForce® series 8 and 8M, Intel® HD Graphics 2000, Quadro FX 4800, Quadro FX 5600, AMD Radeon™ R600, Mobility Radeon™ HD 4330, Mobility FirePro™ series, Radeon™ R5 M230 or higher graphics card with up-to-date drivers
  • 1280 × 768 screen resolution, 32-bit color
  • 1 GB of free hard disk space or above

Frequently Asked Questions

Open the .qif file, choose CSV as the output format, and write it. The records are parsed into one normalized set of transactions first, then written as a table. Splits and investment entries come out as complete transactions instead of line by line. The trial writes the first 20 transactions, so you can judge an old file from its own contents.

QIF is a transaction format built from one-letter record codes, a caret between records and a header line that declares the account type. CSV is a table and knows nothing about transactions. Split transactions stay one row instead of being scattered across extra rows.

A plain text export from Quicken and other personal finance programs of that generation, with every line beginning with a code letter for date, amount, payee, memo or category. Quicken published the format, then moved on, and the files outlived both. There is a longer definition of what a QIF file is if you want the field codes spelled out.

Excel will open it, but the file arrives as plain text in one tall column of raw records. It has no columns, no dates Excel recognizes and nothing to total. Renaming .qif to .csv does not help because there are no commas to split anything on.

Convert to CSV and open the CSV. There is no .xlsx step in between. A workbook can be built on a comma-separated table with a stable header, but not on a binary spreadsheet regenerated every month.

No. Nothing in the conversion needs Quicken present, nor a Quicken license, nor an account anywhere. That matters, because most people still holding QIF files no longer have the program that produced them. And by Quicken 2006 the QIF import route was already closed for checking, savings and credit card accounts anyway.

A missing !Type header line means the file does not declare what kind of account its records belong to. Usually, a fragment was copied from a larger export, or a text editor saved only part of the file. The records are still read as bank records, and exporting the original again puts the header back.

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Author: SoftOrbits (English)
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Avg. rating: 4.5 from 872 votes
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